Friday faves: Volume 169
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
We’re building a house: Framing is up
The build has gone smoothly so far. Touch wood! Which now we can. The framing has gone up. Most of…
The unexpected costs of kids
Last week, I wrote about the regular moving of the goalposts when saving for retirement. In that article I wrote…
Friday faves: Volume 168
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
We’re building a house: The bank is playing hardball
Our Lawyers came back to us with some feedback on the contract. The two most concerning aspects we wanted changed…
The goalposts for financial independence keep moving
If you are anything like me, at first discovery financial independence seems like a straight forward goal. Have enough money…
Friday faves: Volume 167
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
We’re building a house: We will have a mortgage again
We were drawn to an attractive new build offering from ANZ. We have applied for a pre approval and been…
Learning the wrong lessons from the stock market
Many investors over the last year have panicked about downward heading markets and have made sub optimal decisions. Some have…
Friday faves: Volume 166
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
We’re building a house: Building consent issues
Welcome to the latest instalment of “we’re building a house”. So if you came here this week for some personal…
Economic predictions are not worth the paper they are written on
It is no wonder economists are wrong more than they are right. The broad economy is incredibly uncertain. Forecasts require…
Friday faves: Volume 165
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
We’re building a house: Contract signing update
Another hiccup recently. Our mortgage pre approval has expired and due to changes in mortgage rates our bank is reducing…
From spender to saver
Many people go through life spending most of their income if our countries average savings rate is anything to go…
Friday faves: Volume 164
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
We’re building a house: The quotes are in
So, the quotes are in. It is safe to say they have both exceeded our expectations by at least $100,000.…
Financial independence – Not about the money
When I first discovered FIRE about 8 years ago, I was excited about the possibility of saving enough money to…
Friday faves: Volume 163
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
We’re building a house: Why Northland?
When originally looking for land, we were looking around Wellington. After all, it was where we are both from and…
The Reserve Bank want a recession….Or do they?
Since last week’s 0.75 percentage point increase in the official cash rate, there’s been much talk about a recession. Although…
Friday faves: Volume 162
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
We’re building a house: The land purchase
For those of you following the blog, you will know that we are working our way towards Coast FIRE, where…
Kernel of truth? I’m not so sure
Kernel came out with an article over the weekend that renters could be $600,000 better off in retirement than homeowners.…
Friday faves: Volume 161
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
How small changes matter for your money
Small changes over the long term can make huge differences to your financial progress that are intuitively underestimated. Let’s take…
Friday faves: Volume 160
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…