February 2021 – More and more taxes
Overall, February 2021 was not very eventful. We had some dinners with friends in small groups. Other than that, we…
How Much We Spent in 2020 – Full Expense Report
I keep track of all my expenses. And monthly, I publish my expenses on this blog. But once a year,…
Emergency Fund – Do you Really Need One in 2021?
If you are interested in personal finance, you probably have come across the concept of emergency funds. An emergency fund…
What makes U.S. ETFs so great?
I mostly invest in U.S. ETFs, and I have recommended these ETFs many times on this blog. I consider U.S….
How to manage your finances as a couple?
Today’s post is a guest post by Yasi Zhang from Fast Track, talking about the very important subject of how…
Selma Finance Review 2021 – Pros & Cons
Selma Finance is a Swiss Robo-Advisor in Switzerland with a different approach than other Robo-Advisors. Indeed, they offer you your…
Investart Review 2021 – Pros and Cons
Investart is a new online Robo-advisor service that lets you invest in Exchange Traded Funds (ETFs) for free! And not…
Keeping It Simple – Book Review
Last year, I reviewed Path To Independence, a book by Elias Noschis. The author recently wrote a new book, more…
Your Marginal Tax Rate and all you need to know about it
Your marginal tax rate is an important metric. But it is also a complex and misunderstood concept. Many beliefs about…
January 2021 – Starting the new year in force
We are finally done with 2020! However, 2021 did not change much so far. We are still full in COVID-madness….
FlowBank Review 2021 – Pros and Cons
FlowBank is a new Swiss digital bank that launched publicly late in 2020. Interestingly, they are not only a bank…
The Complete Guide to Asset Allocation
Asset Allocation is a critical topic in investing. Your asset allocation will define the mix of asset classes in your…
Our 2021 Goals – Let’s do even better!
Each year, we set ourselves goals for the entire year. These goals are varied and cover different aspects of our…
VIAC vs Finpension 3a – Which is the best third pillar for 2021?
Until the end of 2020, VIAC was pretty much unchallenged as the best third pillar in Switzerland. And then came…
Interview of Richard Toolen – CEO of Investart
Today, I have the privilege of interviewing Richard Toolen, the CEO of Investart. Investart is a new investing service in…
2020 Goals Review – How did we do?
It is now time to review of 2020 Goals. At the beginning of each year, we set ourselves some goals….
Updated Trinity Study for 2021 – More Withdrawal Rates!
Would you like to know precisely which withdrawal rate is safe and will sustain your lifestyle for a very long…
December 2020 – Moving to the new house
December 2020 and 2020 is now behind us! And what a weird year it was. But I will reflect on…
What is the Modern Portfolio Theory?
The Modern Portfolio Theory (MPT) is popular in the investing world. Many people are designing investment portfolios based on this…
Depreciating assets will hurt your wealth
Depreciating assets are assets that lose value over time. Some assets are losing value at a rapid pace, while others…
The Best Websites For Online Shopping In Switzerland
These days, a lot of shopping is done online. It is so practical to shop for something online. It can…
The Simple Path to Wealth Book Review
I have recently ordered a few more non-fiction books, and I have just finished The Simple Path To Wealth. This…