An Alternative Guide to Asset Allocation
Sometimes a picture is worth a thousand words. You start at the bottom and then work up (I’m talking about…
The Hook
The idea of quitting work and never working again is “The Hook” of financial independence. It’s the thing that first…
Convergence (Part 2)
I don’t want to alarm anyone but the current financial system is screwed. The good news is that a new…
Past Champion
Convergence
We save and invest in productive assets to build wealth and live the life that we want. The objective is financial…
Now that’s what I call Financial Independence! 28
Opinion is divided on the Now That’s What I Call FI! series. Some say it became shit as time went…
We Are Gonna Make It
Where were you 10 years ago? What were you doing? Were you thinking about investing then? How confident were you…
Investing made simple with a global tracker fund
This post was updated in August 2021 If you want financial freedom, then you want your money to do its…
Past Champion
Get Rich Slowly, Get Started Quickly
Getting rich slowly is the safest way. Getting rich slowly is the most reliable way. It may be the only realistic…
You’re only as strong as your weakest link
Most people think personal finance is about choosing between bank accounts. Or different insurance products. Or collecting reward points and…
Your % savings rate is the most important number
Originally published 2020, updated July 2021 I sometimes think that saving has a PR problem. Saving is often seen as…
Your % savings rate is the most important number
Originally published 2020, updated July 2021 I sometimes think that saving has a PR problem. Saving is often seen as…
Past Champion
Never apologise for hard work
One endlessly fascinating thing about doing financial coaching is that people open up their deepest darkest financial secrets to me.…