Nope. I Not Gonna Bite
Read the physical Kopitiam discount card will be discontinued by end June this year. OK lor. No discount no…
Look Within To Determine Whether You Should Top-Up Your CPF
Warning. Super long read. I’m not kidding!!! It would be a pain if you try to read it on…
STI back to pre-Wuhan virus level?
Count me impressed! I mean we are just a whisker from STI 3400!!! This is where long suffering passive…
Profit From HDB Policy “Mistakes”
OK, calling them “mistakes” would be too dangerous. Wait they ask me to “lim kopi”… Better say “pivots” instead!…
How to Influence Others to our Benefit
How time flies! The first time I worked with Stacked Homes was way back in May 2021 where I…
Rain and Stormy Clouds at Dawson
Same Singapore sky, different perspective at 40th floor. Now I appreciate why Taoist priests and Buddhist monks like to…
Uncertain or Fixed Salary?
I have a quick way to “read” whether a person is more inclined to Earn More or Save More.…
Market Outlook for 2023
This is the view from my balcony looking towards Orchard to the right: Rather ominous right? Looks like dark…
Official Wealth; Speculative Wealth （正财偏财）
Trust our 5,000 years of Chinese wisdom to make a distinction between the two! When you pray to your…
Shame! 4th losing year in a row…
Started 2022 with $10.78. Ended it with $10.43. A loss 0f -3%… Remember Game of Thrones Cersi Lannister’s walk of…
Hungry Eat; Tired Rest
Long life, no health also meaningless… This everyone knows. Got money, tomorrow never comes also “lan lan”… Balance. Of…
No Relationship, No Lobang
I was working on Christmas yesterday. It’s a weekend remember? I thought it was going to an “easy” and…
What’s The Best Way To Earn More Money?
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Are HDB Flats Affordable? (Dec 2022)
I read with interest what CW had to say on this topic: Ho Ching: Buying an HDB flat akin…
Euphemisms
Got retrenched or fired? Career stuck going nowhere… Got diagnosed you got critical illness and can’t work anymore… Prefer to…
Never Lie To Yourself
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When to Talk-Up or Talk Down Your Vested Interest?
If I looking to buy a resale or BTO flat in Queenstown, I would not go round telling everyone…
Go East, Go West – Meet Same Place
Like US sitcom spin-offs, the paragraph I wrote at the end of my last week’s post, I believe, is…
My First Rainbow at Dawson
Pictures taken from my balcony. First time seeing such a long-lasting rainbow! Discover it at 5:50pm. Now 6:30pm the…
Maximum Pain versus Maximum Sheepishness
Those of us on the Earn More path, we’ll discover soon enough that the sole purpose of Markets is…
If official retirement age is 55 how?
Young that time, I witnessed 2 of my neighbours’ fathers retired at age 55 as that was the official…
Digital Sing Dollar – Akan Datang
Ever wonder why NS55, CDC, and other big daddy “handouts” nowadays always come in the digital form? For IT…
Passive Income Scams
It’s fun and refreshing to find some “ang moh” financial YouTubers do play the role of the 2 dots…
Crazy Rentals!
I couldn’t believe it when my relative shared his neighbour is renting out their whole 4 room HDB flat…
You Are All Individuals!
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Negative Yielding Instruments/Vehicles in Singapore (2022)
CPF. Singapore Savings Bonds. Singapore Treasuries. Singapore Bank Fixed Deposits. You get the picture. In REAL terms of course!…
Spear and Shield Moment
Sometimes it’s a bit funny and awkward to see “amateur” snake oils trying to spin anytime is a good…
Why Big Daddy don’t want Cryptos to be Peddled to Retail Investors
Temasek among investors in crypto exchange FTX Binance buying FTX in bailout Because its damn hard even for its…
Diversification is for the Know Nothing Investor
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