Welcome Rain!
First of all, it’s a colour photo; not black and white. Can’t tell you how happy I am to…
Everyone Says Different Things – Who To Believe?
During my weekend sales gig, I sometimes get customers telling me it’s all so confusing!!! Every sales promoter says…
Warren and Charlie poking US Business Schools
When Charlie said they “morphed” into buying better companies when they were underpriced… I’ll leave it to you to…
Market Timing
There are 2 groups of people who would shill it’s pointless to do market timing: 1) The “too free”…
Sunbird on my laundry?
Thanks to the eBird website that I stumbled onto while writing my Dawson birdwatching post, I am guessing this little…
Retirement Income Model – End Game Walking Down The Mountain Strategy
In gacha gaming, there’re early-game, mid-game, and late-game strategies. Often, newbies to a gacha game get themselves all tangled…
How to ensure your money never runs out in retirement?
Die early. FIRE at 35, go sell salted eggs before age 37. Retire “early” at 55, bye bye after…
Look at Goldfish instead of Modelling them?
I often shared this Goldfish story about this Professor who asked his students how they would go about learning more…
Ah! Its Grey-rumped TreeSwift Fledgling at [email protected]
Birders flock to Margaret Drive car park to photograph cute Grey-rumped treeswift fledgling. No wonder I can’t spot anything…
Aren’t You Glad You No Longer In School Today?
Remember streaming? Now no streaming. Full subject-based banding anyone? From “precision” in PSLE school results to reducing fine differentiation…
Fare Thee Well, Old Friend
One of the 2 little dots in the Tao symbol has move on… For years, we have been poking…
[email protected] Bird Watching
This morning, while walking back after buying breakfat at Magaret Drive Hawker Centre, I spotted a group of photographers…
Crypto Monotheism Versus Polytheism
I don’t own cryptos or shares of companies related to cryptos. Hence, I’m not talking my own book here.…
You Can’t Avoid Risks – Even If You Save More
And that’s the frustrating and super exasperating experience for risk averse savers, isn’t it? Imagine waking one day to…
Don’t Ever Say…
How to spot those “investors” who have decades in “retail investing” but actually are those “grey old lambs” that…
Deja Vu
Talk about volatility and whiplash! A few days ago, markets were re-pricing higher interest rates for longer (no thanks…