Ringgit Oh Ringgit

E-wallets when they were new: you can pay using your phone, how exciting is that!!! Leave your wallets at home…

Seek financial advice, they say. That’s the only way to be good with money, they say. But not all financial…

Books! One of the few socially-acceptable items to buy in abundance in the personal finance world. A source of personal…

‘This is how much you would have made if you invested $1000 in [X] 10 years ago.’ If you’ve spent…

If you thought being a professional trader means only working for a couple of hours a day, while sipping cold…

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the…

I’ve been a crypto fan since December 2015, but very new to the world of DeFi (Decentralised Finance). Before we…

In case you don’t know, Buy Now, Pay Later is a trend that is really picking up in Malaysia and…

Money Stories from Malaysians or #MYMoneyStories book series, a compilation of short stories by Malaysians on the topic of personal…

Welcome back to my total incomes and expenses report, now in its fifth year! In this annual series, you will…

This is a follow-up post to the Wedding Planning During Covid-19: How Plans & Budgets Changed article, where I shared…

Throughout your life, you will make hundreds if not thousands of major and minor financial decisions. Should you buy or…

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the…

The secret to sticking to a budget is… to enjoy the experimentation process as you figure out which cost-saving measures…

I LOVE the concept of self-determination. I believe in it, 100%. Heck, I even collect self-determination quotes, such as: Whether…

Some people find it hard to save money; they’re natural spenders. I’m the opposite. I’m a natural saver. Continue reading…