Money is stored energy
Money is power, as anyone who has watched The Godfather or read an expose of the shadowy interaction between oligarchs…
Dynamic asset allocation and withdrawal in retirement
Before we get into the sexy sounding business of dynamic asset allocation, a quick mid-series recap. You’ll remember from my…
Weekend reading: A rocky week, Monevator email is changing, and we’re up for an award
What caught my eye this week. Bit of a higgledy-piggledy digest this Saturday, which is right in keeping with a…
Decumulation: a real life plan
Living off your investments is the ultimate goal of financial independence (FI) and the trickiest part to get right. This…
Weekend reading: Where to stash the cash in a crazy world
What caught my eye this week. I sold a six-figure shareholding last week for a phenomenal capital gain – over…
Our updated guide to help you find the best online broker
Okay, UK investors, after taking the pain of creating a whopping great comparison guide to the UK’s leading online brokers,…
Capital gains tax on shares
As the tax deadline looms, it’s time to worry about capital gains tax on shares again. Capital gains tax (CGT)…
Weekend reading: William Bengen’s new five percent rule
What caught my eye this week. Perhaps if it was known as the Bengen rule, William Bengen would be more…
Should you own Bitcoin in your portfolio?
Time travel back a decade thanks to some comic mishap with Dr Who, and the idea of owning Bitcoin in…
Accumulation units – the income tax loophole that never was
Are you an unwitting tax evader? I only ask because quite a few investors seem unaware that fund accumulation units…
Income units versus accumulation units – what difference does it make?
Investment funds of the Unit Trust and OEIC persuasion generally come in two flavours. There’s the good old-fashioned income flavour,…
Weekend reading: Common Sense for crazy times
What caught my eye this week. I enjoyed Ben Carlson’s response to the GameStop ferment this week. He could have…
Regulators must leave investors the chance to be spectacularly wrong
Financial regulators exist to stop anyone ever losing any money and to protect us from ourselves, right? Many people seem…
Fighting the Financial Independence demons
Like other solitary human endeavours, the road to financial independence (FI) is long and daunting. The perfect conditions for demons…
Weekend reading: All in the game, yo, all in the game
What caught my eye this week. Should the average Monevator reader – likely a passive investor – give two basis…
Stonking gains, hedge fund pains
Like many naughty amateur active investors who should know better, I watched the movie The Big Short with popcorn, envy,…
How to calculate your personal inflation rate
Have you ever received a measly CPI-adjusted wage rise and felt like the headline inflation rate bears as much relation…
Weekend reading: Revealing thoughts
What caught my eye this week. I enjoyed Indeedably’s post this week about his self-imposed silence on hitting a major…
The beginning of the end of the Covid-19 crisis
This guest article on the impact of the Covid-19 vaccine is by Lars Kroijer, a regular contributor to Monevator. When the…
Best global tracker funds – how to choose
The only equity allocation you really need is a global tracker fund, as ex-hedge fund manager Lars Kroijer has previously…
As Interactive Investor targets EQi, should we fear platform consolidation?
Flat-fee platform Interactive Investor looks set to gobble up rival platform EQi. It’s just the latest in a Hungry Hippos…
Weekend reading: On balance, working from home wins
What caught my eye this week. We’re nearly a year into Covid in the UK. The novelty has long worn…
Some ridiculous ETFs that we might as well market
From our coverage of sector and thematic ETFs, you may think we doubt the value of these exotic and expensive…
How to invest in sectors, themes, and megatrends
Monevator reader Anna sent us a common question about investing in particular sectors of the stock market: How should one…
Weekend reading: Opinions, like markets, will fluctuate
What caught my eye this week. Back in March 2020, I got more than a dozen texts and emails from…
Should you sell your global tracker fund for UK shares?
What a difference three vaccines, a trade deal, and the imminent eviction of a narcissistic would-be despot can make! For…
The Slow and Steady passive portfolio update: Q4 2020
Well so long 2020. You have been the weirdest year of my life, and 2021 is really going have to…
Weekend reading: We’re here
What caught my eye this week. Happy Near Year! I hope you spent your New Year’s Eve in a Covid-proof…