Commodities investing: why we’re missing a trick
The time has come to talk about commodities. Chances are you don’t hold a position in this asset class, despite…
Weekend reading: earning learning
What caught my eye this week. The results are in from last week’s poll (now closed) and in news that…
FIRE update: second year anniversary
I will cut to the chase. FIRE Year Two was not all sugar-sprinkles and marmalade dreams. Not at all. It…
Weekend reading: Higher calling
What caught my eye this week. One reason you hear more people complaining about high taxes these days is because…
Too good to be true: how to approach investment opinion, commentary, and third-party analysis
Like nearly every publication that talks about active investment ideas and strategies, our new Mogul membership articles will come with…
Investor compensation schemes – are you covered?
Like all financial services, investing attracts its unfair share of bad actors and inept shysters. So it’s comforting to think…
Weekend reading: It’s savings rates all the way down
What caught my eye this week. The ‘proper’ savings rate for a pursuer of financial freedom is one of those…
What I learned about mortgages and emotions from 2022’s interest rate mayhem
You don’t need to be paid-up member of the Monevator mafia to recognize the pain of rising interest rates. All you…
Do rising interest rates spell dark days ahead for our portfolios?
Rising interest rates impact on every part of our financial lives, from mortgages to credit cards to business loans. Our…
Weekend reading: Become a Monevator member!
What caught my eye this week. Today marks a new era for the somewhat United Kingdom. Long live the King.…
Investment costs: how low can we go?
There’s been a recount, and it turns out there are three certainties in life: death, taxes, and fees for investing.…
Historical asset class returns (UK)
Here’s some handy data on historical asset class returns for the UK. The chart below shows UK asset class returns…
Weekend reading: We need fewer ISAs
What caught my eye this week. One of my least favourite articles on Monevator is the stab I had at…
The Warren Buffett hedge fund that wasn’t
There are many things that make Warren Buffett remarkable, as you’ll know if you’ve read his biography The Snowball. There’s…
How to think about Junior SIPP asset allocation
Monevator reader James has a question about Junior SIPP asset allocation as follows: In the good times I opened SIPPs…
Weekend reading: First, they came for our freedoms. Now what about our pensions?
What caught my eye this week. A decade ago the UK had barely come down from the buzz of the…
When investing is boring
The trouble with bull markets is making money can seem too much like fun. Meanwhile plunges in a bear market…
How I got mixed up in this FIRE business
Today we bring you a stop-the-press Monevator exclusive! Mrs Accumulator has wrestled the keyboard away from her other half to…
Weekend reading: Cold comfort
What caught my eye this week. Pretty much straight into the links today, as I’ve been ill most of the…
Buying an investment trust on a discount versus a premium
This mini-series has previously explained investment trust discounts and premiums and why they arise. Read those articles first if you…
Are US Treasuries better than gilts for UK investors?
Orthodox investing advice has always been that UK investors should hold either gilts or high-quality global government bonds hedged to…
Weekend reading: Making a K Drama out of the FIRE movement
What caught my eye this week. One thing that helped me through the worst of the pandemic was a newly-found…
The Slow and Steady passive portfolio update: Q1 2023
The beginning of the year has not been awful. Which is all I ask, really. You’ll recall that last quarter…
Weekend reading: The importance of being earn-iest
What caught my eye this week. Last week’s inheritance tax and pension alchemy from Monevator contributor Finumus was rounded off…
FIRE-side chat: Fat FIRE, with kids and grandchildren in mind
We’re back with another interview with a Monevator reader who has attained financial independence and/or early retirement (FIRE). This month…
SIPPs vs ISAs: which is the best tax shelter for your investments?
Should you invest in a pension or an ISA? Is there a decisive answer to the eternal SIPPs vs ISAs…
Weekend reading: Prices versus values
What caught my eye this week. Watching a handful of my friends get pretty rich over the past few years,…
Pensions, the LTA, and IHT: how a middle-class couple can bag £360,000 for free
Note: This article on pensions and inheritance tax aims to provoke ideas and discussion. It is very obviously not personal…
Tax-efficient investing in the UK (or what order to put things into an ISA or SIPP)
Can’t fit all your investments into your ISAs and SIPPs? Then you’ll reduce your tax bill by following the first…
Weekend reading: Can you bank on it?
What caught my eye this week. A big week for news. A Spring Budget that shifted the retirement savings goalposts…