Why a diversified portfolio needs more than just bonds
After a gruelling year in which bonds got pasted, it’s time to take a hard look at the other defensive…
Weekend reading: Brexit, still crazy after all of these years
What caught my eye this week. Much younger readers who’ve known nothing but the lifestyle-curbing consequences of Brexit – not…
Past Champion
Family Investment Company: Frequently Asked Questions (The FIC FAQ)
This article on the pros and cons of a Family Investment Company covers some nuanced issues around accounting and tax.…
FIRE: Emergency midwinter broadcast
Often times when somebody goes a little off-piste with their investments, I will make clear in the introduction that this…
Weekend reading: we shouldn’t have to think twice about energy demand
What caught my eye this week. After several false alarms, the past week saw National Grid throw the switch on…
Swap rates and mortgage rates
For sure I’m not the only homeowner who has been refreshing their mortgage options every day for the past few…
The excellent Vanguard cash interest rate hiding in plain sight
Better known as a global investment giant, Vanguard is currently paying a highly competitive interest rate on cash parked in…
Weekend reading: Self-service portfolio checkout
What caught my eye this week. A fortnight ago I posted a couple of reader polls, asking you how often…
Are you lost in Neverland? Fear of investing is a familiar and costly story
Like being too scared to date or too shy to visit a gym, the fear of investing is a hangup…
Weekend reading: these Vanguard expected returns remind us it’s darkest before the dawn
What caught my eye this week. Things are looking up for investors. Not because the markets have got off to…
FIRE-side chat: Retiring early to travel the world in a motorhome
Today we’re kicking off our monthly interviews with Monevator readers who’ve achieved financial independence and/or early retirement (aka FIRE). In…
Expected returns: Estimates for your investment planning
Understanding your future expected returns is an important part of your investment plan. Your expected return is the average annual…
Asset allocation quilt – the winners and losers of the last 10 years
After a bruising 2022, it’s time once again to take refuge under our asset allocation quilt. This colourful data duvet…
Weekend reading: A poll about your portfolio checking habits
What caught my eye this week. How often do you check your portfolio, or even calculate your net worth? And…
Unlocking a cheaper interest rate by tweaking your mortgage loan-to-value ratio
Do you have a mortgage? Do you know what your loan-to-value ratio is – and what interest rate band that…
The Slow and Steady passive portfolio update: Q4 2022
This past year has not been pretty for investors. Indeed it’s the worst on record for our Slow and Steady…
Weekend reading: New Year’s leave
What caught my eye this week. I love this time of year. No, of course not the short, dark, dreary…
Weekend reading: Wrapping up 2022
What caught my eye this week. Well, it looks like we are gonna make it. No, not in the sense…
Investment trust discounts and premiums
Many investors are unnerved by investment trust discounts and premiums. But the concepts involved are quite simple. And assuming you’re…
How To Fund The Life You Want review
Want to get a grip on your finances? Need a UK Money Management 101? Then you’ll find How To Fund…
Weekend reading: Never send a human to do a machine’s job
What caught my eye this week. This week, the world of investing is buzzing about ChatGPT, a revolutionary new development…
Greedy buy-to-let landlord or mortgage prisoner?
Being a greedy buy-to-let landlord, I was super excited earlier this year to hear about soaring rents in London, tens…
Bond terms jargon buster
Bonds are a notoriously hard asset class to understand when you scratch beneath the surface. It doesn’t help that the…
Weekend reading: Buying out of the office Christmas party
What caught my eye this week. A friend of mine was bemoaning how some of his staff were not enthusiastic…
How much interest do you earn on one million pounds?
Congratulations, you’re a millionaire, and you found this site by asking Google: How much interest do you earn on a…
Ten weeks on from the Mini Budget that (for a minute) broke Britain
What were you doing on 23 September 2022? If you are a druid, perhaps you were recognizing the Autumn Equinox?…
Emergency fund (UK) – how much to save, where to keep it, and when to use it
Much as we love investing here at Monevator, even we believe saving for an emergency fund comes first. Building a…
Weekend reading: I am short Bitcoin. One Bitcoin.
What caught my eye this week. Just in case anyone was wondering why the price of Bitcoin bounced so sharply…
Why the personal savings allowance is suddenly important again
Remember the personal savings allowance? Come on, cast your minds back! Though I wouldn’t be surprised if it’s a struggle.…
Is now a good time to invest?
With the UK sliding into recession, war ruining Ukraine, and inflation stalking the High Street, now may not seem like…