The true cost of cashing in your pension
Have you heard of the term Sdudla? I recently came across it in relation to members of the GEPF, specifically…
Should your small business take a Covid loan?
The Banking Association South Africa recently announced that only R17.84bn of the R200bn Covid-19 Loan Guarantee Scheme for small businesses…
Surprising increase in household net wealth
South African households’ real net wealth increased by just over R1 trillion since the first quarter of 2020, according to…
The 2021 Budget and your money
Ten ways the Budget affects your personal finances: Your tax rate is not going up! In fact, thanks to an…
Think before you plunder your retirement fund
Right now you may be feeling overwhelmed by debt, but the impact of drawing on your retirement fund will leave…
Listen: How to select the right ETF in this crazy market
In this podcast, @Satrix_SA Chief Investment Officer, Kingsley Williams joins Maya Fisher-French (@mayaonmoney) to provide some guidelines around selecting the…
Make sure you receive your retirement benefits on time
As you enter retirement, one of your biggest risks is that you could experience a delay between when you receive…
How your marital regime affects estate planning
Christel Botha, fiduciary services manager at Alexander Forbes, looks at the impact that various marriage contracts have in the event…
Protect your loved ones from scams
Some of your relatives and loved ones may be getting on in years and may not be as careful with…
How much tax will a TFSA save you?
You could save hundreds of thousands of rands in tax, according to Sanlam Investments. In 2015 National Treasury introduced the…
Why do electricity costs differ so much?
Electricity is a major household expense for everyone. This will only worsen in April this year when we expect to…
Listen: Pros and cons of debt counselling
For many people COVID has had a major financial impact and some may be considering entering debt review. In this…
10 key tax changes
By Jean du Toit, Tax Consulting SA. President Cyril Ramaphosa has given effect to the 2020 tax proposals by signing…
GEPF: Who receives your pension benefits?
One of the questions I receive from most retirement fund members is about who has a claim to their retirement…
How to pay less tax using Section 12J
By Zane De Decker, MD Flyt Property Investment. Did you know that an investment made into a Section 12J registered…
Sole proprietor vs private company: which should you choose?
By Ruan van Jaarsveld, Manager at Hobbs Sinclair Advisory. Many South Africans have recently found themselves feeling the need to…
What is the tax benefit of an RA?
A reader asked: “I am 38 years old and I am not happy with the returns on my Retirement Annuity…