Investing offshore is easier than you think
It is becoming easier and more affordable for South Africans to invest in offshore funds. Pieter Koekemoer, head of Personal…
Funding your start-up
When Sello entered the Money Makeover Challenge, he was establishing a start-up business to manufacture eco-friendly straws for restaurants and…
How do South African women feel about investing?
There is a significant gender confidence gap when it comes to South Africans’ attitudes towards investing. In 2021 Fidelity, a…
Women in Conversation: Creating financial equality in a relationship
Money conversations are hard. They are harder than conversations about sex or the in-laws. But there is seldom financial equality…
Virtual consultations – a way to cut medical costs
Most South African medical schemes now offer some sort of remote health consultation service. Making use of these virtual consultations…
Tips when considering a solar PV system
Teresa Kok, Marketing Director of the One Energy Group, provides some solid, practical advice for anyone considering installation of a…
Supporting a family through self-employment
When a Money Makeover candidate has a small enterprise, we always start with separating business finances from personal finances. This…
Review your medical plan
Medical schemes have announced their price increases and new plans for 2024, which means it’s time to review your medical…
Tab still running on paid-up home loans
Hundreds of thousands of South Africans have paid-up home loans which may still be costing them money. Homeowners may not…
Women in Conversation: Marriage Contracts
In this series of conversations, Maya speaks to Andrea Carr about her experience of getting divorced which has led Andrea…
How an education protection plan works
Is it better to use life cover or an education protection plan to ensure that your child’s education is provided…
Don’t die without a will!
A will allows you to provide for your family and removes complications after you pass away, but if you die…
Setting your financial priorities
We may all have several financial goals and aspirations, but how do we decide how to order our financial priorities?…
What you need to know about evicting a tenant
For most landlords, evicting a tenant is a last resort. It is a complex, expensive process that takes a long…
Investment strategies for retirement
New actuarial research identifies how different investment strategies may prevent capital erosion in living annuities. Adopting an aggressive investment strategy…
Celebrity endorsements, crypto and crashes
Fred Razak, Chief Trading Strategist at CMTrading, warns potential investors to exercise utmost caution when encountering unsolicited cryptocurrency offers, regardless…
How a beneficiary fund can provide for your child
If your retirement fund and group life cover make up the largest portion of your assets, a beneficiary fund may…
A will to protect your family
One of the most important tasks that the Absa/City Press Money Makeover candidates need to fulfil, is to write up…
ID theft: don’t become a victim
My husband was recently a victim of ID theft, and the experience highlights how easy it is for fraudsters to…
Still no action on payroll deductions
Despite several government investigations and submissions from interested parties over the past seven years, there has been no concrete action…
Water crisis in SA
We are only starting to understand that we are facing a water crisis in South Africa. I was recently on…
Unethical practices leave workers indebted and desperate
A large number of municipal workers are taking home a fraction of their pay due to unethical practices around so-called…
Planning to own a home
For most young people buying a home is a financial priority, but a home is a significant purchase and it’s…
Two-pot retirement system: questions answered
The so-called two-pot retirement system will be implemented from 1 March 2024. There is still a lot of confusion around…
Am I being taxed twice?
Your applicable tax bracket is calculated based on all of your income streams added together. Shivi writes: “I earn a…