Providing for a child with special needs
If you have a child with special needs, there are all sorts of additional financial considerations that you need to…
A financial plan for raising a special-needs child
How do you provide for a special-needs child who might be dependent on you not only for the rest of…
Counting the cost of loadshedding
Earlier this year the Reserve Bank estimated that the cost of loadshedding to the economy is as high as R900…
Caught up in a debt cycle
As people struggle to make ends meet in an environment of rising inflation, households are increasingly being caught up in…
When the cure kills
Will higher interest rates do more harm than good? Rising interest rates appear to have had little impact on inflation,…
How much life cover do I really need?
When you have people who depend on you financially, life cover becomes a crucial part of your overall financial plan.…
Buy a home or replace my car?
Many people are wondering whether now is the right time to buy a home for the first time, given the…
How to start an investment club
An investment club is a great way to learn about investing. You can give different members the responsibility to each…
Handle Black Tax Like a Pro
Black tax is not so much about money as it is about boundaries, says Ndumi Hadebe, author of Handle Black…
Where to stash your short-term savings
When we think about investing we typically think about our long-term goals such as retirement. But what are the options…
“Agreed value” for your car insurance?
It’s always a good idea to shop around for the best-value car insurance, but it’s important that you understand what…
Teaching a student how to budget
If your kids ask you to increase their allowance, rather take the opportunity to teach them how to budget. My…
Is “cash stuffing” a good idea?
Many years ago, when I was trying to pay off my debts and get my finances under control, I used…
How the Discovery WELLTH Fund works
Discovery Health is offering members a once-off additional benefit called the WELLTH Fund, to be used to cover additional costs…
Understand the preventative screening benefits of your medical scheme
Most medical schemes will tell you that they ensure the health of their members by providing preventative screening benefits that…
Would you pay an honouring fee to avoid “embarrassment”?
Could your bank be charging you an “honouring fee” when you go over your credit limit, just to save you…
PayShap can reduce cash payments
PayShap could be a game-changer in South African banking, effectively eliminating the need to make cash payments. From a banking…
Can debt counselling help your credit score?
Have you thought about applying for debt counselling but decided against it, because you weren’t really sure of the benefits?…
How to fund your solar panels
In February’s budget speech, the government introduced some tax relief for households who wanted to get off grid by investing…
PayShap: instant payments with just a cellphone number
PayShap is a new payment technology available in South Africa that allows anyone to transfer money into someone’s bank account…
“On-the-road” fees hide the true cost of a car
A North Gauteng high court ruling recently found that vehicle financing houses are not required to repay customers for “on-the-road”…