$50,000 Portfolio to Supplement Lifetime Critical Illness Coverage.
Today’s article is a continuation of my personal notes series, where I will share some honest takes on how I frame…
The Beauty of Having Low Essential & Basic Expenses
One of my F.I. Telegram group members shares with me this Graham Stephen video about why he doesn’t spend money:…
Singapore Savings Bonds SSB July 2023 Yield at 2.82% (SBJUL23 GX23070H)
Here is a safe way to save money that you have no idea when you will need to use or…
New 6-Month Singapore T-Bill Yield in Early-June 2023 Should Rise Again to 3.85% (for the Singaporean Savers)
A Singapore Treasury Bill issue (BS23111W) will be auctioned on Thursday, 8th June 2023. If you wish to subscribe successfully,…
Crafting a $80,000 Portfolio to Fund My Future Health Insurance Premiums from 43 to 100 years old.
Today’s article is a continuation of my personal notes series, where I will share some honest takes on how I…
15 Years of Sengkang HDB Rental Income Data. What Does it Tell Us?
I was doing some personal financial planning, and part of the planning required me to sense how well a flat…
We Need to Be Better Than This.
I got this comment on my post deconstructing the Allianz Income and Growth Fund: I think for those who have…
Tearing Down the 8.6% Dividend Yielding Allianz GI Income and Growth Fund.
There is this unit trust that people have been mentioning to us, or myself for the longest time: Allianz Income…
My Money Wisdom Interview with Providend – The Value of Advice
A couple of weeks ago, I sat down with my CEO to discuss the topic of advice. This is part…
The Complete Personal Budgeting Guide
There are 2 ways people usually look at budgeting. The first way is that you should focus on earning more.…
New 6-Month Singapore T-Bill Yield in Late-May 2023 Should Trade Close to 3.7% (for the Singaporean Savers)
A Singapore Treasury Bill issue (BS23110X) will be auctioned on Thursday, 25th May 2023. If you wish to subscribe successfully,…
My F.I. Healthcare and Wellness Planning Action Items
Recently, I had two conversations about the plans for healthcare in financial independence. One was with an ex-colleague who I…
The First Person to Blame When Your Investment or Financial Plan Fails.
Investor and educator Vishal Khandelwal @ Safal Niveshak reflected upon a quote from Seth Godin: Blaming the system is soothing…
Tales from Buying 17 Second-hand 24-Inch Monitors in One Month and Giving Them Away
Recently, I went a little crazy buying a bunch of second-hand monitors. I observe how come one of my friends…
Helpful Financial Rules-of-Thumb to Make Quick Financial Judgements
I like to go office on our Work-from-home days. During a work week, three days at the office are mandatory,…
The Singapore Terrible Index and the Glorious S&P 500 Index.
A reader wonders how well or poorly Singapore small-cap value stocks have performed as a basket in the past. I…
Singapore Savings Bonds SSB June 2023 Yield Drops to 2.8% (SBJUN23 GX23060E)
Here is a safe way to save money that you have no idea when you will need to use or…
Jason Buck and his Resilient Cockroach Portfolio Idea
This week, the Excess Returns podcast brings in Jason Buck, the CIO of Mutiny Funds, to show his portfolio. Well,…
How do I Execute the Safe Withdrawal Rate Retirement Model in My Portfolio in Real Life? (Reader Question)
I was busy these few weeks between meetings, Dimensional Foundation Conference and general IT support work. The blog took a…
Singvestor and Myself Track the Income Potential of Our Portfolio or Liquid Net Wealth. This May be More Meaningful to You Then the Overall Net Wealth.
I often see this question pop up once in a while: If we track our net worth, but our residential…
My Grant of Probate Application Experience with Yuen Law (And Information that could save you some money if you are in the same situation).
After settling the funeral of my dad and residual customary Chinese rites, what my brother and I have to think…
New 6-Month Singapore T-Bill Yield in Late-April 2023 Should Trade Lower to 3.7% (for the Singaporean Savers)
A Singapore Treasury Bill issue (BS23108A) will be auctioned on Wednesday, 26th April 2023. If you wish to subscribe successfully,…
I Don’t Write All These Retirement Income Bullshit Just for Clicks.
I hope my last post address the queries of some readers. I will try to do some of these if…
9 Strong Points to Why I Say, the Dividend Income Retirement Mindset is Not a Good Retirement Risk Management Model.
I lean further and further away from this dividend income retirement mindset because I think it is not such a…
A Review of Singapore-Listed REIT ETFs Returns, Dividend yields and 34 Years of Global REIT Rolling Returns.
What is the most sensible way to get some liquid real estate exposure? By investing through a REIT exchange-traded fund…
Goodbye, Uncle CreateWealth8888.
Uncle CreateWealth8888 passed away on Saturday evening. Yesterday, I met up with an ex-colleague of mine after meeting up with…
Is Getting Passive Income from a 100% Small-Cap Value Portfolio for Financial Independence a Good Idea?
This is a post to determine whether a 100% small-cap value portfolio is ideal if we extract income from the…
New 6-Month Singapore T-Bill Yield in Mid-April 2023 Should Pause at 3.8% (for the Singaporean Savers)
A Singapore Treasury Bill issue (BS23107V) will be auctioned on Thursday, 13th April 2023. If you wish to subscribe successfully,…
How Come Got a US$7 Billion Estate or Gift Tax Recorded?!
I came across an article about taxes that caught my attention a couple of days ago. The US Treasury has…
Singapore Savings Bonds SSB May 2023 – Head & Shoulders Forming? (SBMAY23 GX23050W)
Here is a safe way to save money that you have no idea when you will need to use or…