Not Much Bearishness Just More Bullishness
I am finally off work for the hectic 2023, so I will probably have more time to write about things.…
CPF Raised SA, MA and RA Interest to 4.08% p.a. Basic Healthcare Sum Rises to $71,500.
Every year, this time of year, CPF will update us on the changes to the Basic Healthcare Sum or BHS…
Singapore Savings Bonds SSB January 2024 Yield Plunges to 3.07% (SBJAN24 GX24010F)
Here is a safe way to save money that you have no idea when you will need to use or…
New 6-Month Singapore T-Bill Yield in Early-December 2023 Should be Slightly Higher at 3.85% (for the Singaporean Savers)
A Singapore Treasury Bill issue (BS23124S) will be auctioned on Thursday, 7th December 2023. If you wish to subscribe successfully,…
Have the World or Emerging Market Healthcare Stocks Outperform the World and EM Index?
A few weeks ago, I met up with this reader who was a bit taken in by Adam Khoo’s presentation…
Retirement Spending Can Vary from 25% to 100%. Not your usual 2% to 3% a Year.
Unit Trust house T Rowe Price has an interesting research out on retiree spending. This may be something that those…
If I Earn 10% Yearly On Average, and Inflation Averages 3% Yearly, I can Safely Spend 7% Yearly Right?
I think you should know my answer. It will depend on your luck. I think it is easy to be…
New 6-Month Singapore T-Bill Yield in End-November 2023 Should Stay at 3.80% (for the Singaporean Savers)
A Singapore Treasury Bill issue (BS23123Z) will be auctioned on Thursday, 23rd November 2023. If you wish to subscribe successfully,…
Would a Cash Buffer Improve Your Retirement Income Success?
The Rational Reminder podcast pointed me to this paper called Sustainable Withdrawal Rates from Retirement Portfolios – The Historical Evidence…
Gratitude, My Portfolio, and My Qualification to Advice F.I.
A couple of days ago, Fifth Person dropped my interview about F.I or F.I.R.E on YouTube: It’s mad that there…
My All-in-One Notes on the WisdomTree Global Quality Dividend Growth UCITS ETF (GGRA)
As I get on with age, I realise I am becoming poorer in remembering things. This is especially a problem…
Too Much Bullishness in a Period of Beariness
The long-term bond yields have been climbing which creates an overhang on longer duration bond prices. The 20 and 30-year…
Are Securities in Interactive Brokers Singapore Protected with SIPC? (Plus other Client Protection Considerations)
Client account holders at Interactive Brokers Singapore would have received this circular that explains the investor protections that are in…
Manulife US REIT Third Quarter Operational Updates and Some of My Thoughts Around Potential Turnarounds.
Manulife US REIT this morning provided their third quarter operational update. During operation updates, not many actual financial figures are…
Singapore Savings Bonds SSB December 2023 Yield Ascends Higher to 3.4% (SBDEC23 GX23120Z)
Here is a safe way to save money that you have no idea when you will need to use or…
New 6-Month Singapore T-Bill Yield in Early-November 2023 Should Fall to 3.90% (for the Singaporean Savers)
A Singapore Treasury Bill issue (BS23122F) will be auctioned on Wednesday, 8th November 2023. If you wish to subscribe successfully,…
My Friend’s Dad’s Liver Failed. Seeking a Living Donor. [Time Sensitive]
Dear all, I am putting out a time-sensitive message out there. I got to know that the dad of my…
6% Yielding UCITS iShares iBond ETFs with Fixed Maturities Available to Singaporean Investors Now
Seven months ago, I mentioned that we could create a bond ladder using diversified bond ETFs that mature at a…
Will the US Banks Be Walloped in the Future, Relative from Now?
30% of my portfolio is allocated to US small-cap value-weighted ETFs. Whichever small-cap value ETF you choose, a large proportion…
Get the Software to Configure or Program Your Romoral Macro Keyboard/Keypad from AliExpress
You should skip this video if you are looking for more finance-related content. I got intrigued with macro keypads. Macro…
Moomoo SG Facilitates Transfer of Your TD Ameritrade Positions through ACATS. Get US$172 Worth of Apple Shares if You Transfer Today
For those of you with TD Ameritrade accounts and also moomoo accounts, and are affected by TD Ameritrade asking you…
New 6-Month Singapore T-Bill Yield in End-October 2023 Should be Higher to 3.95% (for the Singaporean Savers)
A Singapore Treasury Bill issue (BS23121E) will be auctioned on Thursday, 26th October 2023. If you wish to subscribe successfully,…
Planning $174,000 in Cash Portfolio for a $5,160 Yearly Basic Spending Income Stream
It has been some time since I updated my notes about what I do with my money. This is partially…
We Don’t Need a Passive Income Stream to Fulfill Everything.
Some things will run counterintuitive to a full retirement, in my opinion. Jack Raines over at Young Money wrote about…
A Review of the 6% Yielding iShares UltraShort Bond UCITS USD ETF (ERNA)
A few months ago, I began searching to see if there is a short-term, safe alternative to our usual fixed…
Knowing Enough and Enjoying With Less Money
Financial planner and chief investment officer Rubin Miller wrote a nice post about the money beliefs after spending time trading,…
How to Transfer Your TD Ameritrade Stock Positions to Interactive Brokers.
After TD Ameritrade announced that they would only be accepting Accredited Investors (A.I.) in a swift announcement, TD Ameritrade users…
Singapore Savings Bonds SSB November 2023 Yield Bashes Higher to 3.32% (SBNOV23 GX23110V)
Here is a safe way to save money that you have no idea when you will need to use or…
How to Inflation-Adjust Your CPF LIFE Basic or Standard Plans
There is this planning problem that some may face. Out of the three different CPF LIFE Annuity schemes of Basic,…
Historic Bond Move Has Killed This Crazy Portfolio Strategy (for now…)
There is a portfolio strategy on steroids that some people talked about. The Hedgefundie’s Excellent Adventure. Optimized Portfolio has a…