Why Money Is Hard
Struggling with money? Join the club. As a personal finance blogger with nearly two years of writing and almost two…
Evolution
As a child, I was never particularly athletic. Choosing between a book and a ball game, I’d always go for…
Greatest Hits: Volume 5 (Jumbo Edition)
Time flies. Six weeks ago, things couldn’t look gloomier. Post-Christmas hangover, exacerbated by the lockdown. An impossibly long road ahead…
Your Secret Money Weapon
There are four key levers that determine how wealthy you will ultimately get. The most obvious one is how much…
Finding Your Champion
And then, there were four. Four investment bankers, all up for a promotion to the next level. Not quite the…
The Best Strategy For Winning At Life
Every year, without exception, I see the exact same situation playing out at work. Bright, motivated, and hard-working guys and…
Why The Active vs Passive Investing Debate Misses The Point
Debating the merits of active vs passive investing has got to be one of the favourite – and entertaining –…
Better Lucky Than Smart
To kick off today’s post, let me tell you a little story. The story is about a good friend of…
Greatest Hits: Volume 4 (Sometimes You Win)
Regular readers of this blog will notice that today’s post is a day late. No, the intention was not to…
Infinite Returns
The other day, I had a call from my relationship banker across the pond. Now, I have no idea why…
Why FIRE Isn’t Fair
If you want to embark on a thankless affair, look no further than the pursuit of financial independence. There are…
Should You Say Yes To Save As You Earn?
Sometimes it seems there is nothing but obstacles on your road to financial independence. Stagnating pay, high taxes, the ever-increasing…
How To Avoid The Top Investing Mistakes
A few weeks ago, I sat down on a Saturday afternoon to write a post about the top investing mistakes…
Show Me The Money (Lessons From Bonus Time)
Over the past few weeks, a strangely coordinated affair played out across investment banks around the world. At the surface,…
Greatest Hits: Volume 4 (Madness Of The Crowds)
Welcome to the weekend. Let me kick off today’s edition of Greatest Hits with a little story. A long, long…
Preparing For A Stock Market Crash
It’s going to happen. It could happen tomorrow – or many years from now. Perhaps it’s a sharp drawdown –…
Lump Sum Investing: Why The Right Advice Is Also Wrong
Earlier this month, I set out to cross off a few items on my 2021 money agenda. As part of…
How To Build Wealth In Your 20s: Updated For 2021
If you are in your 20s and reading this, let me promise you one thing. At some point in the…
Four Strategies To Offset Low Market Returns
A lot has been said about the tremendous run-up in the stock market since the global financial crisis. Historically, the…
Why Your FIRE Number Is All Wrong
At first glance, it seems easy enough. Figure out your spending needs. Divide by the safe withdrawal rate (SWR). Done…
Greatest Hits: Volume 3 (Home Stretch)
And just like that, we are two weeks into 2021. I think we can all agree that so far, it…
Investments, Investment Vehicles, And Investment Platforms
The world of investing is a confusing one. Let’s start with the good news: it gets easier with time. Now…
Five Reasons To Look For A New Job This Year
A couple of years ago, one of my best friends was let go from his job. He had spent the…
Everything You Need To Know About Financial Independence In 2021
As one of your fellow readers helpfully pointed out in a recent email, for someone who never really defined financial…
How High Will The Stock Market Go?
On August 5th, 2011, representatives of the S&P rating agency announced their decision to downgrade their credit rating of the…
My Top Money Moves For 2021
And so, as it usually does every year, the Christmas fiesta has come to an end. If anything, the unexpected…
Greatest Hits: Volume 2 (Hello 2021)
Well, here we are. 2020 firmly (and thankfully) behind us. The clock has now begun its relentless countdown on 2021….
It’s A Wrap: The Best Of 2020
Well, here we go. By the time this post goes up, we’ll be just hours away from ushering in the…
The Beauty (And Danger) Of Compounding
You will have noticed that over the past few weeks, I have really dialed back on the number of “quantitative”…
The Journey To One Million: What I’ve Learned Along The Way
When it comes to building wealth, the first £100k is a critical stepping stone. But it is crossing the one…