What happens to your ISA at the end of the tax year?
One of the fundamentals of good financial planning is to make use of your annual ISA allowance. Thanks to its…
Past Champion
How much can I earn before paying tax on my pension?
Contrary to popular belief, pension payments are not tax-free money. Just because you’re not working, doesn’t mean you no longer…
Think of your interest rate as an insurance premium for your cash…just don’t over insure
Having worked in financial services for a few months now, one of the most common situations I’ve seen is clients…
Why you probably don’t need to ‘hate’ Inheritance Tax
Inheritance Tax is often described as one of Britain’s most hated taxes. In a recent survey conducted by Unbiased, it…
Past Champion
Can you actually live (well) on just the full state pension?
We hear it time and time again…we’re not saving enough for retirement. The most common objection to not saving for…
Why you should think of workplace pensions like bank accounts
We have a big problem in the UK. We’re not saving enough for retirement. Yet, shockingly, there is around £20bn…
Salary Sacrifice: Why it will help reduce my National Insurance contributions in 2022
With the government announcing an increase in national insurance contributions (NICs) from April 2022, you’re probably thinking there’s not a…