STATE PENSION Changes – Act NOW!
The state pension will be the backbone of your retirement income one day. It’s worth £10,600 a year at…
Why commodities belong in your portfolio
The recent commodities bear market – 2008 to 2020 – was like watching a faraway, failed state descend into chaos.…
One-More-Year Syndrome: Symptoms, Causes and Solutions
Ah, One-More-Year Syndrome. If I had to name one “disease” that afflicts almost every coaching client I’ve ever worked with,…
Kvin
Five years is a curious interval. Too long to be considered short term. No longer an experiment. Indulgence. Romanticised hope.…
Weekend reading: dead serious on inheritance tax
What caught my eye this week. Last month we discussed how many more people are being taxed at the highest…
Stop Rushing towards FIRE!
And why should we perhaps stop rushing towards FIRE? Because you will get burnt silly! Bad jokes aside, my FI…
Personal finance links: faith in the system
PodcastsJonathan Hollow talks with Andrew Hallam author of “Balance: How to Invest and Spend for Happiness, Health, and Wealth.” (podcasts.apple.com)Morgan…
Finance OS: The Emergency Fund
Today we continue our dance through the UK Personal Finance Flow Chart, which is serving as our map for building…
Commodities investing: why we’re missing a trick
The time has come to talk about commodities. Chances are you don’t hold a position in this asset class, despite…
Weekend reading: earning learning
What caught my eye this week. The results are in from last week’s poll (now closed) and in news that…
Weekend Reading – What’s the best long-term investment?
https://www.bankeronwheels.com/whats-the-best-long-term/
Personal finance links: solved problems
PodcastsMichael Batnick and Ben Carlson talks with Ramit Sethi about his new Netflix show ‘How to Get Rich.’ (awealthofcommonsense.com)Doug Boneparth…
Finance OS: Budgeting
Today we’re going to be starting our journey proper through the UKPF Flowchart and talking about the foundation of it…
AI and Personal Finance
AI is all around us. It’s in our phones, our cars, our homes. But what does it mean for our…
FIRE update: second year anniversary
I will cut to the chase. FIRE Year Two was not all sugar-sprinkles and marmalade dreams. Not at all. It…
Unicorn palace
“Is that your unicorn palace?” I blinked. Parsing the connotations brought to mind by the unfamiliar expression. Fanciful. Imaginative. Luxurious.…
How To Choose Investment Funds – Too Many Options?
You’ve decided to open an ISA or a pension – excellent work – well done. But you have to choose…
Weekend reading: Higher calling
What caught my eye this week. One reason you hear more people complaining about high taxes these days is because…
Weekend Reading – How To Protect Your Portfolio: Gold & Bonds
https://www.bankeronwheels.com/how-to-protect-your-portfolio-gold-bonds/
Too good to be true: how to approach investment opinion, commentary, and third-party analysis
Like nearly every publication that talks about active investment ideas and strategies, our new Mogul membership articles will come with…
Reflection Time – 5 Years of Blogging and the FI Community in 2023
And just like that, Money Flamingo turned 5 years old earlier this month! This anniversary also coincided with a few…
Personal finance links: a tantalizing offer
PodcastsPeter Lazaroff on the problem with bond index funds. (peterlazaroff.com)Morgan Housel talks about some impactful ideas, succinctly stated. (open.spotify.com)HousingPeople looking…
Finance OS – Intro
I’ve long been a lurker in the UK Personal Finance Subreddit – there are some really excellent, super-helpful people in…
Investor compensation schemes – are you covered?
Like all financial services, investing attracts its unfair share of bad actors and inept shysters. So it’s comforting to think…
Weekend reading: It’s savings rates all the way down
What caught my eye this week. The ‘proper’ savings rate for a pursuer of financial freedom is one of those…
What I learned about mortgages and emotions from 2022’s interest rate mayhem
You don’t need to be paid-up member of the Monevator mafia to recognize the pain of rising interest rates. All you…
Personal finance links: paying for the life you want
PodcastsPeter Lazaroff talks with Mike Piper author of “After the Death of Your Spouse: Next Financial Steps for Surviving Spouses.”…
Do rising interest rates spell dark days ahead for our portfolios?
Rising interest rates impact on every part of our financial lives, from mortgages to credit cards to business loans. Our…
You CAN retire…but I won’t
In this video, we’re breaking down the retirement myth and exploring why most people can retire, but I’m choosing to…
Schooled
When I was a kid, I used to love playing computer games. Commodore 64 plugged into an ancient colour television…