Contrast
Contentment is found in the most unexpected of places. At 4am, or at least that was the time my body…
Personal finance links: converting money into time
PodcastsChristine Benz and Jeff Ptak discuss the recent “The State of Retirement Income” report. (morningstar.com)Peter Lazaroff on what to do…
Weekend reading: Wrapping up 2022
What caught my eye this week. Well, it looks like we are gonna make it. No, not in the sense…
Investment trust discounts and premiums
Many investors are unnerved by investment trust discounts and premiums. But the concepts involved are quite simple. And assuming you’re…
Personal finance links: investing accordingly
PodcastsChristine Benz and Jeff Ptak talks with Jamie Hopkins of Carson Wealth about some common retirement planning questions. (morningstar.com)Peter Lazaroff…
How To Fund The Life You Want review
Want to get a grip on your finances? Need a UK Money Management 101? Then you’ll find How To Fund…
You don’t know what you want!
It was the day that we had dreamed of. After nearly a decade of work leading up to it. Failed…
Weekend reading: Never send a human to do a machine’s job
What caught my eye this week. This week, the world of investing is buzzing about ChatGPT, a revolutionary new development…
Greedy buy-to-let landlord or mortgage prisoner?
Being a greedy buy-to-let landlord, I was super excited earlier this year to hear about soaring rents in London, tens…
Personal finance links: a diversified life
FamilyTony Isola, “Projecting irrational expectations onto your kids and finances is a dangerous game.” (tonyisola.com)How couples communicate about money is…
Bond terms jargon buster
Bonds are a notoriously hard asset class to understand when you scratch beneath the surface. It doesn’t help that the…
Un-FIRE yourself – a crash course
How to Un-FIRE yourself – a crash course. There are many ways to UN-FIRE oneself. By far the easiest one…
Glimpse
First year of university. A mid-morning Accounting for Engineers tutorial in a lab full of Apple computers, each of which…
Financial independence – Not about the money
When I first discovered FIRE about 8 years ago, I was excited about the possibility of saving enough money to…
Weekend reading: Buying out of the office Christmas party
What caught my eye this week. A friend of mine was bemoaning how some of his staff were not enthusiastic…
How much interest do you earn on one million pounds?
Congratulations, you’re a millionaire, and you found this site by asking Google: How much interest do you earn on a…
Ten weeks on from the Mini Budget that (for a minute) broke Britain
What were you doing on 23 September 2022? If you are a druid, perhaps you were recognizing the Autumn Equinox?…
Personal finance links: what other people think
PodcastsKenny Malone and Greg Rosalsky talk with Yale economist James Choi about his paper “Popular Personal Financial Advice Versus The…
Emergency fund (UK) – how much to save, where to keep it, and when to use it
Much as we love investing here at Monevator, even we believe saving for an emergency fund comes first. Building a…
Temptation
“The role has a base salary of £n, a generous benefits package, and a 30% performance bonus”. I paused, doing…
Weekend reading: I am short Bitcoin. One Bitcoin.
What caught my eye this week. Just in case anyone was wondering why the price of Bitcoin bounced so sharply…
Why the personal savings allowance is suddenly important again
Remember the personal savings allowance? Come on, cast your minds back! Though I wouldn’t be surprised if it’s a struggle.…
Personal finance links: repeatable systems
Avoiding ruinBuilding wealth means avoiding ruin. (dariusforoux.com)Don’t borrow money to invest. (abnormalreturns.com)InvestingSuccessful investing is boring. (onveston.substack.com)Why ‘Is now a good…
Is now a good time to invest?
With the UK sliding into recession, war ruining Ukraine, and inflation stalking the High Street, now may not seem like…
Low-cost index funds UK
This is our list of low-cost index funds and ETFs that’s kept updated to enable investors to find the cheapest…
Weekend reading: Britain gets the Budget it deserves
What caught my eye this week. Now it seems like we were dreaming. The huge tax cuts. The dash for…
If 2022 taught you never to own bonds, you learned the wrong lesson
Across the Monevator comments and beyond, a cry has gone up: “Bonds are bad! Down with fixed income! Duration is…
Personal finance links: a 100% probability event
Building wealthNick Maggiulli, “There are no secrets when it comes to building wealth. If there were, then we would all…
Nominee accounts: what you need to know
You might be surprised to learn you are not the legal owner of the assets held in your investing platform…
Feeling of wealth
“How much? You have got to be joking!” The reaction is instant. Instinctive. Visceral. Inducing major pucker factor, and a…