Sell
Finger poised over the sell button. Price ticker fluctuating, more erratic than a tweaker at a rave. Emotions in conflict.…
Past Champion
More ‘personal’ than ‘finance’
“We do some things for family reasons…If it’s not consistent, well, life isn’t always consistent.” – Jack Bogle The late…
Greatest Hits: Volume 31
Dying with zero and the terror of early retirement. Frugality vs extravagance, and the two levels of rich. Finally, the…
Weekend reading: three different views on the folly of active investing
What caught my eye this week. I have ruffled feathers before by remarking that in my – purely anecdotal, totally…
Did Australian finfluencers get their comeuppance?
How will the Australian finfluencing landscape change off the back of new regulations? We offer some thoughts. The post Did…
Personal finance links: winning the game
PodcastsMichael Klein talks opaque college costs with Prof. Philip Levine. (econofact.org)Peter Dunn talks minimalism with Joshua Becker author of “Things…
Paying for social care using your investments
This is part six of a series on planning and paying for later life social care costs. We’ve previously: Explored…
Why You Shouldn’t Worry About Low Market Returns
When the thing we fear the most turns out to be a red herring. The post Why You Shouldn’t Worry…
Confession: I used to juggle multiple bank accounts to score the highest savings rates
A few years ago I was the proud manager of multiple bank accounts. Pretty surprising, considering I’m hardly the most…
North Star
The walk down the promenade was depressing. Seven out of every ten storefronts were boarded up. Litter playfully danced through…
Past Champion
Following Mr. Money Mustache’s Simple Strategy to Financial Freedom
17 Apr, 2022 Back in January 2012, blogger Pete Adeney, aka Mr. Money Mustache (MMM), wrote a blog post that…
Zeroing In On Your Workplace Pension Returns
The real truth about the returns on your workplace pension investments. The post Zeroing In On Your Workplace Pension Returns…
Weekend reading: inflation moves fast and breaks things
What caught my eye this week. I get the impression people are already tiring of the endless inflation talk. But…
Past Champion
Faith in Eighth
Yet, another year rolls on by and my blog has just unbelievably turned eight years old! Happy 8th birthday to…
The ISA allowance: how it works and how to use it
The ISA allowance1 is the maximum amount of new money you can put into the range of tax-free savings and…
UK tax brackets and personal allowances
Hey, do you know your tax bracket? I’m talking about those all-important bands that determine whether you’re a basic, higher,…
Capital gains tax in the UK
Until the government starts taxing sex, capital gains tax (CGT) is probably the most annoying tax to find yourself paying.1…
UK dividend tax explained
Another change this year for UK dividend tax. This time there’s been an increase in the tax rate you pay…
Personal finance links: funding your goals
PodcastsChristine Benz and Jeff Ptak talk with JL Collins about why simple is better when it comes to money. (morningstar.com)Jim…
Inflation and stock market performance – when high inflation hurts
Until recently as culturally relevant as Beanie Babies and as potent as a celery lightsaber, inflation fears are back in…
Getting Rich With Strategic Job Hopping
Job hopping: the good, the bad, and the right way to move jobs to supercharge your earnings and career trajectory.…
Past Champion
How much in life is really actually up to you?
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How Property Income Distributions (PIDs) are taxed
UK REITs and Property Authorised Investment Funds (PAIFs) pay a special kind of dividend known as Property Income Distribution (PIDs).…
Sunday links: countless failures
CommoditiesInterest in farmland as an asset class has never been higher. (ft.com)How Redditors roiled the wheat futures market. (nytimes.com)StrategyWhy market…
The Secret to a Happy Retirement
Most of life has a natural structure. From your first day of school to progressing through whatever ‘the career ladder’…
Saturday links: a focus on discipline
AutosExcessive speed played a role in the rise in traffic fatalities during pandemic. (bloomberg.com)GM ($GM) and Honda ($HMC) are working…
Why Early Retirement Terrifies Me
What no one tells you about early retirement. The post Why Early Retirement Terrifies Me appeared first on Banker on…
Weekend reading: Will higher rates finally breach the fortress UK housing market?
What caught my eye this week. Last week we talked about the infamously inverted yield curve in the US. Meanwhile…
Philosophically, how much Wealth is Really Enough to Be Worry-Free?
My experience as a financial blogger and someone trying to accumulate wealth gave me a certain lens about money. But…
Past Champion
The 4% rule is a mind-killer
I LOVE rules of thumb. In the right place at the right time, they’re invaluable. There are, however, times and…
