Weekend reading: Prices versus values
What caught my eye this week. Watching a handful of my friends get pretty rich over the past few years,…
Pensions, the LTA, and IHT: how a middle-class couple can bag £360,000 for free
Note: This article on pensions and inheritance tax aims to provoke ideas and discussion. It is very obviously not personal…
Exposed: Our 2022 Family Spending With Two Kids in Sydney
Here is our 2022 spending report for our family of four. I know it’s already the end of March –…
Personal finance links: reinvestment rate volatility
PodcastsMorgan Housel talks about his top 30 rules of the money game. (open.spotify.com)Jeff Ptak and Christine Benz talk financial independence…
Simplify Your Retirement
Simplify Your Retirement Everything you need to KNOW Retirement planning is complex You are complex But when you distil things…
Tax-efficient investing in the UK (or what order to put things into an ISA or SIPP)
Can’t fit all your investments into your ISAs and SIPPs? Then you’ll reduce your tax bill by following the first…
Weekend reading: Can you bank on it?
What caught my eye this week. A big week for news. A Spring Budget that shifted the retirement savings goalposts…
Ministrations
Spending time in the cancer ward is confronting. Dozens of beds. Occupied by balding wizened heads, rendered old before their…
THIS IS HUGE! Lifetime Allowance and other changes
In the March 2023 budget, Chancellor Jeremy Hunt pulled out from his red box some key changes to pensions. We’re…
Lifetime Allowance for Pensions abolished and annual allowance increased to £60,000
Genuinely exciting developments today in the typically somnolent world of pensions. Chancellor Jeremy Hunt has announced he’s scrapping the Lifetime…
Personal finance links: taking actual risks
PodcastsMorgan Housel talks about the impact of our lifestyle decisions. (open.spotify.com)Christine Benz and Jeff Ptak talk with Robert Powell about…
Simplify Your Behaviour
Simplify Your Behaviour Everything you need to KNOW Behaviour is EVERYTHING Behaviour is hard-wired Behaviour can be prepared for Behaviours…
Our updated guide to help you find the best online broker
Attention UK investors! You know how we created that massive broker comparison table? Well we’ve gone back to the coalface…
RETIREMENT is POSSIBLE (but it takes work)
I’ve done a few videos on retirement planning recently and inevitably, there are some objections in the comments about whether…
The Many Paths That Lead to FI – A Case Study – Part 2
This is part 2 of the case study with Michael from Ireland, who is exploring alternative pathways to get to…
Weekend reading: A bank blows up
What caught my eye this week. This might be a Mini Budget moment for the US. Its regulators moved yesterday…
Past Champion
Stabilising – musings on 2022
I was not going to write this 4 years of FIRE post but I’ve had a number of requests for…
Is cash in an investment account a money maker for you or for your broker?
The past year saw interest rates ascend from the murky depths of near-zero. What began as a gentle wobble expanded…
Personal finance links: the price of success
PodcastsMorgan Housel on on the art of spending money. (open.spotify.com)Barry Ritholtz on how to avoid financial disasters. (ritholtz.com)Peter Lazaroff on…
Simplify Your Insurances
Simplify Your Insurances Everything you need to KNOW Three primary risks Early Death – Term and Whole of Life –…
Stocks and shares ISAs: everything you need to know
The joy of a stocks and shares ISA is that it legally protects your investments from tax on growth and…
The ISA allowance: how it works and how to use it
The ISA allowance1 is the maximum amount of new money you can put into the range of tax-free savings and…
Choosing the BEST financial outcome FOR YOU
Wouldn’t it be great if there was an optimal, ‘right’ answer to every financial decision we have to make? I…
Weekend reading: Saving versus investing
What caught my eye this week. Now and then an investing writer will take aim at a staple of the…
Bonus
Bonus day is a fascinating time for people-watching. Pre-exam jitters. Gallows humour. Pretending to be busy while running down the…
The Many Paths That Lead to FI – A Case Study
I’m excited to share the first FI case study in a very long time! This case study has two parts:…
UK dividend tax explained
Another change as of the 2023 tax year for UK dividend tax. This time investors are being clobbered with a…
Personal finance links: generational wealth
PodcastsPeter Lazaroff talks with Robin Powell about evidence-based investing. (peterlazaroff.com)The Mad Fientist talks with Ramit Sethi author of “I Will…
Simplify Your Annual Review
Simplify Your Annual Review Everything you need to KNOW What is the purpose of an annual review? 10 Things To…
How quickly do bonds and equities bounce back after a bad year?
Serious capital losses can reduce our appetite for risk, just as surely as a night clutching the toilet bowl will…