Friday faves: Volume 169
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
What’s been happening in the markets (January 2023) – More fee hikes!
In the blink of an eye the first month of 2023 has already passed! In January 2023’s What’s been happening…
We’re building a house: Framing is up
The build has gone smoothly so far. Touch wood! Which now we can. The framing has gone up. Most of…
The unexpected costs of kids
Last week, I wrote about the regular moving of the goalposts when saving for retirement. In that article I wrote…
2022 Review & Net Worth Update
29 Jan, 2023 I’m about to share my 2022 numbers with you. The primary reason is so that you have…
Friday faves: Volume 168
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
We’re building a house: The bank is playing hardball
Our Lawyers came back to us with some feedback on the contract. The two most concerning aspects we wanted changed…
Emergency funds – Where should you keep your rainy day money?
An emergency fund is an important tool to have in anyone’s financial toolbox. So in this article we’ll be covering…
Leverage and loss avoidance (thoughts on some recent Property Academy Podcast episodes)
I am ambivalent about The Property Academy Podcast, hosted by Andrew Nicol and Ed McKnight. I listen to an episode…
The goalposts for financial independence keep moving
If you are anything like me, at first discovery financial independence seems like a straight forward goal. Have enough money…
Friday faves: Volume 167
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
Investing for passive income – The danger with dividends
The potential to earn passive income is what gets many people excited about investing in the first place. It’s an…
We’re building a house: We will have a mortgage again
We were drawn to an attractive new build offering from ANZ. We have applied for a pre approval and been…
Learning the wrong lessons from the stock market
Many investors over the last year have panicked about downward heading markets and have made sub optimal decisions. Some have…
Investing 101 – A beginner’s guide for New Zealand investors
January is the time of the year where lots of people are setting goals or reviewing their finances for the…
I don’t care what you do with your money. But you should
I don’t care what you do with your money. Doesn’t really bother me. There are very few – if…
Not whether, but when
After avoiding Covid for two and a half years, I finally tested positive in August. It was an interesting experience.…
Top posts of 2022
2022 wasn’t the best year of my life, and it wasn’t the best year for this blog. It hasn’t benefited…
What’s been happening in the markets (December 2022) – End of year wrap up
What a year it’s been! In December 2022’s What’s been happening in the markets article we cover Sharesies’ KiwiSaver announcement,…
Movies and TV shows I’m looking forward to (2023)
Making a list of upcoming movies and TV shows makes me look forward to the future. There will be plenty…
Friday faves: Volume 166
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
Sharesies’ January 2023 fee changes – Are they good or bad?
Just as we’re all in the process of winding down for the year and preparing to go on holiday, Sharesies…
We’re building a house: Building consent issues
Welcome to the latest instalment of “we’re building a house”. So if you came here this week for some personal…
Economic predictions are not worth the paper they are written on
It is no wonder economists are wrong more than they are right. The broad economy is incredibly uncertain. Forecasts require…
“Be an asker”
This article is inspired by another article, “be an asker”, by “Ava”, from her substack bookbear express. I don’t know…
Friday faves: Volume 165
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
We’re building a house: Contract signing update
Another hiccup recently. Our mortgage pre approval has expired and due to changes in mortgage rates our bank is reducing…
Simplicity review – Could there be better fund options out there?
Simplicity is an incredibly popular non-profit fund manager offering a small selection of KiwiSaver and non-KiwiSaver funds. They’re the pioneers…
The power of the pause
A shout out today to the humble pause. That extra beat, that intake of breath. It saves me as a…
From spender to saver
Many people go through life spending most of their income if our countries average savings rate is anything to go…