Friday faves: Volume 169
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
What’s been happening in the markets (January 2023) – More fee hikes!
In the blink of an eye the first month of 2023 has already passed! In January 2023’s What’s been happening…


We’re building a house: Framing is up
The build has gone smoothly so far. Touch wood! Which now we can. The framing has gone up. Most of…
The unexpected costs of kids
Last week, I wrote about the regular moving of the goalposts when saving for retirement. In that article I wrote…


2022 Review & Net Worth Update
29 Jan, 2023 I’m about to share my 2022 numbers with you. The primary reason is so that you have…
Friday faves: Volume 168
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
We’re building a house: The bank is playing hardball
Our Lawyers came back to us with some feedback on the contract. The two most concerning aspects we wanted changed…
Emergency funds – Where should you keep your rainy day money?
An emergency fund is an important tool to have in anyone’s financial toolbox. So in this article we’ll be covering…


Leverage and loss avoidance (thoughts on some recent Property Academy Podcast episodes)
I am ambivalent about The Property Academy Podcast, hosted by Andrew Nicol and Ed McKnight. I listen to an episode…
The goalposts for financial independence keep moving
If you are anything like me, at first discovery financial independence seems like a straight forward goal. Have enough money…
Friday faves: Volume 167
For those who don’t know me, I am an independent Financial Adviser who blogs about Financial Independence. I am well…
Investing for passive income – The danger with dividends
The potential to earn passive income is what gets many people excited about investing in the first place. It’s an…
We’re building a house: We will have a mortgage again
We were drawn to an attractive new build offering from ANZ. We have applied for a pre approval and been…
Learning the wrong lessons from the stock market
Many investors over the last year have panicked about downward heading markets and have made sub optimal decisions. Some have…
Investing 101 – A beginner’s guide for New Zealand investors
January is the time of the year where lots of people are setting goals or reviewing their finances for the…