How often should you withdraw money from your portfolio?
I have recently done simulations of how often you should invest to maximize your gains. And I thought that it…
The One Practical Solution To Balance Savings and Spending
Many of our money course students have the dilemma at the beginning of the course, that they don’t know how…
Kala review — or how to find back your vested assets in 3 minutes!
In Switzerland, as of today, there are 55 billion assets in vested benefits, of which the owners of 13 billion…
Yapeal Review 2021 – New Swiss Digital Bank
Yapeal is a very recent digital bank that was introduced to the public in 2020. They are the first bank…
Personal Finance Coaching Official Launch
Hi Ripsters, Just a quick update: given the number of Financial Coaching requests I’ve received in the last couple of…
How To Get Started Building Wealth
It can be hard to figure out where to start when it comes to building wealth. What are some of…
Your FI Number – How much do you need to retire?
We have already covered a lot on the subject of Financial Independence (FI). However, we need to go into more…
Frugality is personal – Spend based on your needs
These last few years, we have not spent a lot of money. Both me and Mrs. The Poor Swiss have…
Monthly Learning Journal 14 (5/4/2021)
Hi RIP readers, welcome to the April 2021 edition of the Monthly Learning journal (MLJ). I thought I couldn’t make…
March 2021 – Splurging the bonus
March 2021 was not a very special month. We could see some friends and family, which is always good. But…
Introduction to short selling: How to bet against a stock?
Many of you have probably heard of the Gamestop saga. A lot of hedge funds were short selling Gamestop stocks….
Space: The Last Frontier of Investing
Humans are a highly curious species. Without our curiosity, we would never learned how to walk on two legs, nor…
RIPFLIX
Hi Ripsters, This is a quick post about what’s going on in the RIP Empire Building. It’s been a very…
The best free Swiss bank in 2021
Table of contents TL;DR; My criteria for choosing the best Swiss bank in 2021 Comparison best Swiss bank 2021 Review…
The Three Axes of Personal Finance
There are three main axes of personal finance: your expenses, your income, and investing. These axes are the ones on…
My take on Cryptocurrencies – Part 2: The Bad
Hi Ripsters, I didn’t plan to write about Crypto today. It’s not a topic that interests me much. But every…
What is the best Swiss broker in 2021?
When you want to invest in the stock market, you need a broker account. And many Swiss investors only feel…
Best places to buy second-hand in Switzerland
When you want to save money on something, buying it second-hand may be a great way to pay less! Over…
From ordinary Swiss tenant to frugal homeowner (Your Story #3)
Today, blog reader Raphaël comes to tell us about his story related to the FIRE movement and personal finance in…
The Almanack of Paul Graham
Hi Ripsters, I’m a huge fan of Paul Graham. Paul is the co-founder of Y Combinator and one of the…
How to work out at home for free in 2021
Until COVID-19 started in Europe in 2020, I was going to the gym regularly to work out. But when I…
My experimentations with Covered Calls Part 1: Why and What
Hi dear Ripsters, This is the first post of a short(?) series of posts about my experimentations with Stock Options,…
Should You Contribute to Your Second Pillar in 2021?
In Switzerland, you can make a voluntary contribution to your second pillar. These contributions come with some tax advantages since…
What is the best third pillar in Switzerland for 2021?
In Switzerland, contributing to your third pillar is one of the best ways to save on taxes. I recommend everybody…
VIAC Review 2021 – Excellent third pillar in Switzerland
There are many third providers in Switzerland. Some of them are good, but most of them are too expensive. You…
VIAC Review 2021 – Excellent third pillar in Switzerland
There are many third pillar providers in Switzerland. Some of them are good, but most of them are too expensive….
How to file your taxes with Swiss and foreign securities
One question I get often is how to file taxes with stocks and dividends. And this especially gets popular when…
February 2021 – More and more taxes
Overall, February 2021 was not very eventful. We had some dinners with friends in small groups. Other than that, we…