Dealing With a Market Crash
As I’m writing this, Bitcoin’s down 69% from all-time highs. Some cryptos are down >90%. A series of high-profile companies…
5 Downsides of Being Too Frugal
Living with frugality mindset (without being cheap) is something I’ve consciously tried to do for many years now, but is…
[Personal] My Investment Portfolio is Down 60% :)
The value of my investment portfolio was at its highest in October 2021, during the peak of the bull market.…
18 Halal Investing Options in Malaysia
I’m a big fan of halal investing. I love the underlying values behind it, like how usury (interest) or riba…
Link Roundup #99: 10 Things To Know This Week
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll…
My Own List of 10 Expensive But Worth It Purchases
I consider myself a fairly frugal person. Sometimes, people think frugal means ‘don’t spend at all’. That’s not true –…
Is Budgeting a Waste of Time? Of Course Not, But Why Do Experts Say It Is?
Is budgeting a waste of time? When I first came across this question, I thought pfft, of course not, budgets…
Budget Update: May 2022 – Awesome Month
Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the…
Link Roundup #98: 10 Things To Know This Week
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll…
Comparing Credit Reports in Malaysia: Experian Credit Report vs CTOS Credit Report
I’ve always wondered what’s the difference between different credit reports in Malaysia, so I got both Experian credit report and…
Handling Temptation — How to Stop Impulse Spending
“Put your hands up if you’ve ever regretted an impulse purchase.” Every hand in the small recording studio went up,…
How I Earn Money from Home as a Malaysian Blogger
Blogging is not the only way to earn money from home in Malaysia, nor is it the easiest, nor is…
Dreaming of the Van Life in Malaysia [Frugal Fantasy Series #1]
Welcome to the first of my Frugal Fantasy series, where I write about alternative frugal lifestyles that I’ve fantasised and…
49 Ways I’ve Tried to Save Money in Malaysia, From Easy to Impossible
How do you save money in Malaysia? What works? What doesn’t? I thought it would be fun to show you…
3 Ways to Pick the Best Unit Trust in Malaysia (Advisory & DIY Method)
Which is the best unit trust in Malaysia? As always, the answer is it depends. What is your definition of…
Link Roundup #97: 10 Things To Know This Week
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll…
How Much $$ You Need to Live Well in 2022, According to Belanjawanku 2021
Question: how much money do you actually need, in order to live a good enough life in Malaysia? To answer…
Budget Update: April 2022 – Autopilot Mode
Selamat Hari Raya and Welcome to another edition of my monthly budget updates, where I break down my expenses by…
Budget Update: April 2022 – Autopilot Mode
Selamat Hari Raya and Welcome to another edition of my monthly budget updates, where I break down my expenses by…
What’s Your “F.U. Money” Number?
When I was younger, my F.U. Money number was RM 2 million (~USD 460,000). If you haven’t heard of the…
The Ultimate Wahed Invest Review (2.5 Years In, RM11,000 Invested)
As per popular request, here is my long-due in-depth Wahed Invest review. Wahed Invest is a roboadvisor platform (the technical…
8 Ways to Use Duit KWSP, from Best to Meh
For some reason, the government thinks letting people access their own retirement savings is a solution to be proud of…
Link Roundup #96: 10 Things To Know This Week
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll…
6 Things You Should Know Before You Renew Car Insurance in Malaysia
Are you looking to renew car insurance in the near future? If so, here are 5 things you should know…
[Nepotism] Shop My Sisters’ Baju Raya 2022 Collection (Regular & Plus Size)
If you’re trying to save money, please skip this post. If you were looking for Raya clothes anyway, or sengaja…
How to Calculate Your Net Worth (Free Editable Template)
Money is a made-up concept humanity created to assign (approximate and false) value so that trades are easy to conduct,…
12 Important Lessons I Learned From “Just Keep Buying”
Recently, I had the privilege of getting an advance copy of Nick Maggiulli’s first book: “Just Keep Buying.” Nick is…
13 Investment Terms that Beginners MUST Know
Investment is such a loaded word. I guess you can say it’s similar to the word ‘science’. If you’re not…
Link Roundup #95: 10 Things to Know This Week
1. The Motivating (and Demotivating) Effects of Learning Others’ Salaries – Harvard Business Review How does learning your colleagues’ salaries…
Budget Update: March 2022 – Mixed Feelings over Endemic Phase
Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the…