Financial tools to keep you on track in 2022
Advances in technology mean that it’s now so easy to keep track of your finances and achieve savings goals, using…
Buying a new car
I’m looking at buying a new car sometime in the next year or two as mine is over 10 years…
What will the rand do in 2022?
Ryan Booysen, MD at DG Capital Forex, stares into his crystal ball to predict where the rand will go in…
2022 WILL BE WHAT YOU MAKE IT!!!
I recently uploaded a video titled ‘A year of sacrifice can make ALL the difference’ (check it out here). Oftentimes when people…
How to successfully save in 2022
I bet that one of your new year’s resolutions is to save. Well to ensure that you successfully hit your…
Ashburton ETFs moving to FNB
Ashburton is moving the management of their five ETFs to FNB. This will result in code changes while everything else…
Tax Free Savings Account and Investment
What is a Tax Free Savings Account and Investment (TFSA)? Since 2015, SA government decided to gift us with an…
DAILY SAVINGS CHALLENGE
This blog is by design meant to inspire people to learn simple ways of building wealth. Over the years, followers…
Retire: Advice for a new year
We like to think that our financial decisions are based on a rational assessment of our specific current and future…
2022 FINANCIAL GOALS
Have you set your own 2022 financial goals? For me the main goal is the standing ‘project 2021 July to…
SARS gets serious over non-compliance
Jashwin Baijoo, Legal Manager, Africa Tax and Compliance at Tax Consulting SA, warns all non-compliant taxpayers that SARS could be…
Identifying the root of your trauma and practicing self compassion
This week I talked to Lisa Kuzman, a leadership coach in the business space. Lisa works with coaches to teach…
OUR NET WORTH AND 2021 MONEY HIGHLIGHTS
When Mr V (husband) and myself planned our lives together in our 20s we took a decision to focus more…
Should I use my retirement lump sum to settle my debt?
A question that I often receive is whether it’s a good idea to use one’s lump sum on retirement to…
Reflecting on the year that was
Victoria Reuvers, Managing Director at Morningstar Investment Management South Africa, looks at how financial markets performed in 2021. As a…
What car insurance is right for you?
There are many car insurance products out there and it can become a bit overwhelming deciphering what they all mean,…
Immediate access to retirement funds unlikely
Retirement reform paper calls for comment but no move on immediate access. Retirement fund members hoping to access their retirement…
How To Use New Year Resolutions To Achieve Your Goals
In recent years, new year’s resolutions have become quite unpopular. It is not without reason, research shows that only about…
The 2022 survival budget
As if the last two years were not tough enough, there is no silver lining awaiting us in 2022. In…
Retire: What would you do?
There’s no ‘one size fits all’ when it comes to retirement planning. In this post we’ve compiled the reasons why…
Using critical illness insurance to supplement medical cover
Many financial advisers are using life products to supplement medical costs. While current legislation does not allow for cover like…
Cache This: Backup your devices
Living a digital life means we’re forever accumulating important data in our personal and business lives. Whether you’re an IOS,…
Savvy ways to use your bonus
Many companies are cash strapped due to the impact of Covid-19, but if you are one of the lucky few…
5 Ways to Practice Financial Self-Care This Holiday Season
The festive season is upon us and it’s easy to get carried with our spending during this time. Many people…
How ‘bad timing’ affects retirees’ income
Retirees need to work with their financial advisers to carefully determine the structure, size, and affordability of their future pension…
Worst ETF returns from 2021
We have a look at the worst preforming Exchange Traded Funds from 2021 and it is a list all about…
Cash Club: 2021 Highlights
Njabulo shares some of the highlights of 2021 – not least of which is the importance of cash savings and…
Phantom Shares: Battle lines drawn over Royal Bafokeng
Phantom Shares is my weekly summary of the more interesting stories and themes from the prior week on the JSE.…
Options if medical schemes are unaffordable
Medical schemes remain unaffordable for many working South Africans. According to Gary Allen, chief executive at Sanlam Health, an individual…
How the GEPF manages members’ money
The GEPF’s investment mandate has consistently delivered above-inflation returns, outperforming its benchmark over five years and resulting in a financially…