Pleasure is an Important Part of Healing
No matter what happens around me, I try to get 1 massage a week and try as much as possible…
Planning to own a home
For most young people buying a home is a financial priority, but a home is a significant purchase and it’s…
Checklist in preparation for death
A check list for when we die. It includes 8 pages of useful information, everything from your details to assets,…
Two-pot retirement system: questions answered
The so-called two-pot retirement system will be implemented from 1 March 2024. There is still a lot of confusion around…
New FANG.AI Active ETF from Sygnia
Sygnia is listing a new FANG.AI Actively Managed ETF on the JSE. Blending FANG and AI it hits all the…
Stock-picking is fun, it’s also very hard
Should beginners be stock-picking? ETFs are safer, but if you’re looking for the wild side, read on! Rochelle identifies the…
Am I being taxed twice?
Your applicable tax bracket is calculated based on all of your income streams added together. Shivi writes: “I earn a…
My Thoughts on Girlfriend Allowance
Every so often on social media the topic of girlfriend allowance comes up and I want to chip in on…
Rental solar systems and insurance
<img width="1200" height="675" src="https://takechargeofyourmoney.blog/wp-content/uploads/2023/09/Solar.jpg" class="webfeedsFeaturedVisual wp-post-image" alt="Solar rental system and insurance" decoding="async" style="display: block; margin-bottom: 5px; clear:both;max-width: 100%;" link_thumbnail="" fetchpriority="high"…
Trying to time the market is a fool’s errand
Roné Swanepoel, Business Development Manager at Morningstar South Africa, provides compelling evidence that trying to time the market invariably has…
Inverse ETFs that rise as the market falls
Inverse ETFs are designed to rise as the underlying index falls. A great idea but they don’t always work as…
Financially stressed out
Financially stressed out, drowning in debt and struggling to buy the basics, were the overwhelming results of two separate financial…
The Art of Paying Yourself: Building a Strong Financial Foundation
So, you’ve just landed your first job, and those paychecks are rolling in. But what does it mean to “pay…
Building trading confidence
To trade successfully you need confidence and discipline. Confidence comes from competence and believing in yourself. Here are some guidelines…
On Being Debt Free
I often have this aha moment that comes once in a while – I am debt free. I still owe…
Managing family expectations
Managing family expectations may include having tough conversations with parents and relatives before you agree to help them financially. Setting…
Getting a life cover payout in 48 hours
Ensuring that your life cover includes an immediate payment benefit is the key to getting a partial payout in only…
Avoiding Lifestyle Creep: How to Make Your Promotion Pay Off
You’ve just received your first promotion, and your income is on the rise. But before you rush to upgrade your…
The multi-asset fund family
The range of investment products in South Africa ensures that there’s something to appeal to everyone’s risk appetite, time horizon…
Comparing bank accounts for solopreneurs
FNB, Standard Bank, Absa and Nedbank are leading the way in supporting solopreneurs. But what should you know before you…
We Need to Talk About How Exhausting it is to Just Deal with Our Emotions
We don’t talk enough about how exhausting it is to be battling our own emotional states of overwhelm, anxiety, fear,…
Fixed installments ‒ but at what cost?
An offer from your bank of fixed installments on your home loan might seem like great news, but be aware…
Profit from the Longevity Boom with Healthcare ETFs
Investing in healthcare ETFs can be a smart strategy to take advantage of the long-term growth potential of the healthcare…
Instant payments get cheaper
TymeBank, Capitec and Discovery Bank have now joined Absa, FNB, Nedbank and Standard Bank as part of the PayShap payment…
The tax ABCs of buying a property
Whether you’re buying a home or building your property investment portfolio, you should always consider the tax consequences that go…
What Support Looks like in Business
What support looks like in business and how it leads to expansion: When I was editing and proofreading the “Next…
Financial independence needs a plan
While financial independence is a goal many people aspire to, it means different things to different people. For some people,…
Scams masquerading as stokvels
Several scams have claimed to be stokvels in an attempt to gain legitimacy. The word stokvel tends to be used…
How did United African Stokvel con so many people?
There has been a great deal of media coverage regarding the investigation into United African Stokvel (UAS) by the Financial…
Rochelle writes: Investing for kids
Investing on behalf of children can make generational wealth a reality. But there are some points to consider such as…