A Roadmap to Wealth
People always talk about how building wealth is hard. Personally, I think it is a mindset shift. We see rich…
Financial Independence Retire Early (FIRE): my journey from first steps to leaving work
I achieved financial independence in seven years and retired early six months after that. Documented the journey, too. From initial…
The Wealth Effect (Another Crazy Auction Story)
Reading Time: 3 Minutes “And SOLD, to the young woman in green”. “BANG” goes the gavel, as it comes crashing…
14 Sneaky Retail Psychology Tricks That Make You Spend More
From supermarkets to fashion stores, shops employ clever retail psychology tricks designed to https://moneymarshmallow.com/14-sneaky-retail-psychology-tricks-that-make-you-spend-more/?utm_source=rss&utm_medium=rss&utm_campaign=14-sneaky-retail-psychology-tricks-that-make-you-spend-more
How To Deal With The Finances After The Death Of A Spouse
After the death of a loved one, especially a spouse, adjusting is always difficult. Grief can be overwhelming, and it…
The housing package
The Government announced its new housing package on 23 March. In doing so, they used some political capital. The following…
Beware graphs bearing outperformance
“Timeo Danaos et dona ferentes” – Beware the Greeks bearing gifts – Virgil, Aeneid (II, 49) The more articles I…
Taking Your Foot Off The Brake
Photo by Maryia Plashchynskaya from Pexels “I spent a lot of money on booze, birds, and fast cars. The rest I just squandered.”…
No more years: I FIRE’d work
Six months after hitting financial independence, I’ve made good on the retire early part of the bargain. I’ve left work….
Evaluating The Thought Process Behind Putting Financial Independence As a Goal That Is Worth Pursuing
During the gathering over the lunch break in your office, you overheard a conversation regarding one of your colleague that…
A Simple Savings Plan
A Simple Savings Plan Last week I posted a https://www.terencetobin.co.za/2021/04/04/a-simple-savings-plan/
Archegos Capital Explained – Is this a buying opportunity?
Not sure if you guys are following, but Archegos is really interesting. I did a mid-week article for Patrons on this, but…
How To Avoid Getting Carried Away With Property FOMO
Would you like to purchase the property of your dreams, without getting carried away with FOMO, paying too much or…
An alternative approach to decumulation
Taking up on Sovereign Quest’s challenge here is my contribution. In the discussion about attaining financial independence and retiring early…
The 5 biggest investing mistakes I’ve made
Being an investor who started from almost zero knowledge, I’ve made plenty of mistakes. Let’s have a look at the…
Space: The Last Frontier of Investing
Humans are a highly curious species. Without our curiosity, we would never learned how to walk on two legs, nor…
Not wanting something is as good as having it
I’ve said before that there are two ways to improve your happiness. You can either get more or you can…
Property investing as a business
I wasn’t going to weigh in on the discussion on the recently announced changes for property investors. But after seeing…
Feel the fear – but do nothing anyway
So I’m sure like many of us this week I’ve found myself reflecting on lockdown a year on. A time…
Regret is a creative act. Channel your creativity and imagination for good!
It’s human to experience regret. In the context of personal finance, most of my clients express regrets about financial decisions…
Learning
Our lives are too short to be able to learn everything through our own experiences. A degree of how we…
March Challenge: Planning for decumulation
I have loved reading Indeedably’s Sovereign Quest challenge ‘Planning for Decumulation‘, including Weenie, FI UK Money and Gentlemen’s Family Finance. I may…
Do we become better investors as we age?
Do older investors earn higher returns than younger investors? Intuitively, you may have thought so, given their greater experience…
You don’t need a side hustle to reach Financial Independence
It’s hard to deny side hustles are very popular among people aiming for Financial Independence (FI). After all they can…
Investing vs Speculating (and How to Tell the Difference)
In the last 12 months, the world has welcomed a huge group of people now interested in investing. And that’s…
How Survivorship Bias Affects Your Decisions
I opened YouTube this morning. Time for some inspiration and to learn about personal finance. Yet, the algorithm is convinced…
I Reached My FIRE Target 🔥
It happened. Based on the 4% rule, I can freely spend money to satisfy my needs and then some, without…
Dogs And Wolves
Fifteen or so years ago, I decided to burnish my educational credentials with an accounting designation. Having survived the initial…
Why do we fear doing taxes?
It is that season once again. That season that most of us dread. Tax Season. Taxes are a basic part…
Having a gentle mid-life crisis
I am at this middle age where I see others doing better than me. Their careers are progressing well, getting…